Education

“READ THIS BEFORE YOU TAKE ANYONE'S FOOLISH AND IDIOTIC BUT HEARTFELT ADVICE”

Dear Reader,

Throughout our lives we take the advice of family, friends and close associates into account before making a decision. Whether it's a financial, real estate, vacation, business or major decision. I'm sure you have done it, so many times.

Let me ask you: What qualifies this person (family, friend etc.) to give you that advice. I can't tell you the countless negative advice I've received in my lifetime. Here's a few examples:

From my Ex Wife: “This business will never make it” (referring to a courier business I started in 1988 which become one of the top courier companies in the Tri-State). Really? What qualifies a H.S. graduate with NO business experience and have only held medial 9 to 5 jobs to make such a statement? NONE

From a Realtor: “This investment property is a gem and it will make you lots of money”. Really? And when asked: “Mrs Realtor, do you currently or have you ever invested in Real Estate”. Reply: “Ummm, NO, but I'm a professional Realtor”. So what, I ask?. Moral of the story: Does the person giving you the advice been through it?

From a Stock Broker: “You must invest now; this is the stock of the century”. Really? And when asked: “How much of this stock have you purchased?” his reply was “I don't invest in stocks”. Hmmm, he gives advice yet doesn't' take his own. Suspect advice at best.

I can certainly keep going, but you get the picture. I know you've been through it.

But you may ask: How do I make an intelligent decision when it comes to making a major one on a subject that I don't know anything about.

I'm glad you asked. Here's my simple, 2 step process that will save you thousands of dollars.

1. Educate yourself. No that doesn't mean take a college course or sit at the library and sift through hundreds of legal manuals or become an expert in the subject, but it does mean to read a few articles about the subject. Easily done these days by going to www.Google.com and typing a few keywords in the search box related to your subject.
2. Ask several experts that actually have experience in the subject you are interested in. But please, be very suspect of so called experts that dish out the advice but do not take it themselves.
3. Bonus: I offer you the following websites as a great starting reference when it comes to purchasing your home, financing, selecting the right loan for you, credit and picking the best realtor, broker, insurance agent, financial planner etc. Also visit our FREE Special Reports section.

To your great success and best decision making,

Benjamin Hanania
CEO
Viva Advisor Group™