Should I Pay Points to Lower Interest Rate ?

Input Information
Loan Information
Amount : ($)
Interest Rate : (%)
Interest Rate with Points : (%)
Length : (Yrs)
Additional Information
Points :
Your Savings Rate : (%)

Financial Analysis
  Without Points With Points
Amount Financed : $250t000.00 $247t500.00
Monthly Principal and Interest : $1t304.12 $1t203.11
Monthly Payment Savings : $101.01
Points Value : $2t500.00
Monthly Investment Savings : $10.42
True Monthly Savings : $90.60
Break Even : 2 Years 4 Months
DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or it's applicability to your financial situation. Please consult your own financial advisor.
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